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Restaurant Insurance

No matter what kind of restaurant you own, you are prone to a variety of job hazards. The last thing you ever want is to be held liable for damages to property, contaminated food or spilled coffee.

As a restaurant owner, you have hundreds of things to take care of every day. That’s why our restaurant insurance experts have developed insurance plans that are easy to understand and that cater to your industry only. That way, you can concentrate on your restaurant and leave insurance related worries to us.

Why you should trust our Restaurant Insurance Solutions:

  • Many years of experience in restaurant insurance
  • 24/7 responsive customer service
  • Dedicated claim analysts 
  • Umbrella liability options
  • Multiple policy discounts
  • Periodic review of insurance policy


From fine dining restaurants to traditional cafes, bistros and takeout joints, Harbor City Insurance Agency Incorporated has a customized insurance plan for everyone.

Our Restaurant Insurance & Risk Management services include the following:

  • Commercial General Liability
  • Worker’s Compensation
  • Liquor Liability
  • Loss of Income
  • Food Spoilage
  • Business Interruption
  • Boiler & Machinery
  • Umbrella/Excess Liability
  • All Risks Coverage of Contents


For more information on our customized restaurant insurance plans, e-mail us at harborcityins@cfl.rr.com or you can call us at (321) 254 0858.

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Harbor City Insurance
Agency Incorporated

865 Sarno Road
Melbourne, FL 32935

Phone: (321) 254 0858
Fax: (321) 253 9005
E-mail: harborcityins@cfl.rr.com